Workers’ Compensation

We are partnered with Zurich American Insurance Company to provide workers’ compensation insurance benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. Zurich American Insurance Company has an A+ (Superior) A.M. Best* credit rating.

*Rating as of December 2017. For information about the ratings of individual member companies of Zurich in North America, including Zurich American Insurance Company, access the ratings section on www.zurich.com.


In the state of Florida employers with four (4) or more employees, whether full- or part-time, must provide workers’ compensation insurance to their employees. If the employer is in the construction industry and employs one or more employees, workers’ compensation insurance is required.

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Risk Management


Risk management is the process of identifying, assessing and controlling threats to an organization’s capital and earnings. Effective risk management programs assist in reducing a company’s losses due to workers’ compensation claims, which in-turn results in lower workers’ compensation costs. We can help your business identify potential loss exposures. Let us help you provide a safer work environment by reducing the risk of worksite injuries.

We also provide strong claims management with goals to minimize lost time for injured workers, manage medical expenses, and lessen the potential for fraudulent claims. An effective loss control program provides a safer work environment for a company’s employees by reducing the risk of worksite injuries.


Our Risk Management Services Includes:


    • On-site risk management and loss control consultations
    • Loss prevention program development
    • Regulatory compliance
    • Training
    • Recommendation development
    • Accident investigations
    • Certificates of insurance
    • Post-accident drug testing
    • Hazard assessments
    • Individualized workers' compensation loss runs
    • Return to work programs
    • Industry specific customized safety programs
    • WC claims analysis